The Compound

The Last Frontier of Fintech

Name: The Last Frontier of Fintech
Uploaded: 2025-10-14T15:57:04Z
Description: On this episode of Live from The Compound, Downtown Josh Brown is joined by Varun Krishna, CEO of Rocket Companies, a $50 billion giant in the mortgage and real estate market, to discuss the prospect of a refi boom and a new upcycle for the housing market. 👕 Check out The Compound shop: https://w

10/14/2025, 3:57:04 PM

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Economic Summary

Housing and mortgages are framed as the fundamental driver of many fintech activities—people save, pay taxes, take loans, and invest ultimately to service housing costs, so fintech innovation that targets mortgages could have broad consumer impact.
Treating mortgage as the 'last frontier' of fintech implies meaningful opportunity: integrating payments, loans, and investment around home financing could create durable customer relationships and new revenue streams, but also faces regulatory and legacy-system challenges.

Bullish

Housing/mortgage represents a large, untapped fintech opportunity.
Building mortgage-first solutions can drive customer retention and unlock cross-selling.

Bearish

Mortgage and housing market complexity could slow fintech adoption and product rollout.
Regulatory and legacy systems in housing finance may impede rapid innovation and scale.