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Future Investing

Markets Enter Extreme Fear Territory Again... | Tech Frenzy

11/7/2025, 12:36:07 AM
Open summary
Economic Summary
  • Non-human (bot) traffic already makes up a large portion of internet activity, which can depress ad effectiveness and advertiser willingness to pay.
  • If bots become indistinguishable in live chat, engagement and click-through rates may decline, reducing CPMs and advertiser ROI for platforms and creators.
  • Creator or influencer coverage often moves attention among existing interested investors rather than reliably bringing new users or customers to a company.
Bullish

No bullish cases captured.

Bearish
  • Bots inflate non-human traffic, reducing ad click-throughs and lowering advertising revenue per impression.
  • Live chat bots could erode engagement metrics, making advertising impressions less valuable.
  • Influencer mentions often fail to sustainably attract new audiences, limiting organic growth from creator coverage.
Future Investing

SoundHound Stock (SOUN, APP, ABNB) Earnings Call | Q3 2025 Breakdown

11/6/2025, 7:40:26 PM
Open summary
Economic Summary
  • Speakers argue the US still has a chance to lead in AI if the government facilitates growth by easing permits and regulatory approvals for data centers and projects, benefiting companies like NVDA, AMD, AMZN, and GOOGL.
  • There is a clear stance against taxpayer-funded bailouts for private AI firms — if OpenAI or similar private companies fail, policymakers should not provide handouts, per David Sachs and the speaker.
  • Market snapshot: a broad, earnings-driven sell-off hit many technology and growth names (examples: SOUN -8.6%, ABNB -1.6%, TTD -2.7%, OPEN -7.5%, AFRM -6.5%, PTON -6%), showing elevated volatility and downside pressure.
Bullish
  • Government enabling permits and approvals can accelerate AI infrastructure buildout.
  • Policy support (not bailouts) could help US firms like NVDA and AMD compete.
  • Selective winners show resilience despite market weakness (e.g., DKNG, GRINDR).
Bearish
  • No government bailouts for failing private AI firms could force painful market exits.
  • Widespread earnings-driven sell-off across tech and AI-related names.
  • Significant single-day declines in many growth stocks indicate heightened downside risk.
Future Investing

HOOD & CHYM Earnings Results Review | Tech Frenzy

11/5/2025, 11:46:37 PM
Open summary
Economic Summary
  • SOFI: A $33M termination fee from Galileo is being recognized in Q4 2025 (previously expected Q1 2026) and could raise SoFi's tech-platform revenue by roughly 30% relative to its current ~$110M quarterly run-rate, materially boosting Q4 tech revenue.
  • HOOD: Robinhood reported exceptionally high rule-of-40 metrics (roughly 106%–131% across recent quarters), signaling a strong combination of revenue growth and margin expansion that supports a profitable growth narrative.
  • CHIME: Chime grew ~29% year-over-year, holds an ~87% gross profit margin and a 69% transaction profit margin, reached 9.1M active customers (+21%), and posted its highest adjusted EBITDA margin (5.3%, $28.7M); however, purchase volume has been flat recently and management faces competitive pressure.
  • Macro: Interest-rate direction matters — a rate cut could prompt institutions to buy more loans (benefiting lenders/platforms like SOFI), while fading cut odds may change demand timing and capital flows.
Bullish
  • SoFi (SOFI) will receive a one-time $33M termination payment booked in Q4 2025, boosting tech-platform revenue.
  • SoFi expects ~10 tech-platform deals in Q1 2026, implying material revenue expansion next quarter.
  • Robinhood (HOOD) shows very strong rule-of-40 results (100%+ in recent quarters), indicating healthy profit/growth mix.
  • Chime reported improving margins, growing active members, and announced a $200M buyback, signaling confidence from management.
  • Grab (GRAB) received multiple analyst upgrades raising price targets, showing institutional support.
Bearish
  • Chime losing Galileo as a processor reduced SoFi-related accounts and highlights customer churn risk.
  • Robinhood (HOOD) revenue is sensitive to market volatility — a weak market would hurt growth.
  • Competition from Cash App / new entrants threatens Chime's user growth and margins.
  • SMCI appears fundamentally risky / volatile according to the host's view.
  • AWS outages and tech reliability issues may hamper platform-dependent companies.
Future Investing

Robinhood Stock (HOOD) Earnings Call | Q3 2025 Breakdown

11/5/2025, 8:21:46 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

Thoughts Before Earnings, And What I Am Buying | Market Monitor

11/5/2025, 6:39:15 PM
Open summary
Economic Summary
  • The host practices an 'invest then investigate' approach, buying into large intraday corrections that they view as overreactions for CHIME, META, and AXON, expecting limited downside and outsized upside if the thesis proves correct.
  • Earnings are treated with nuance: the host described Grab (GRAB) as having a decent quarter (not top-tier); despite a post-report share decline of about $5.71, the speaker notes a single-day drop doesn't necessarily reflect company health.
  • The speaker admits to being a poor seller of stocks, implying a tendency toward holding positions and relying on selective dip-buying rather than active trimming.
Bullish
  • Buy short-term overreactions/dips in CHIME, META, and AXON.
  • Risk-managed approach: small potential losses with larger upside if right.
Bearish
  • Grab's quarter wasn't exceptional and the stock fell about $5.71 after the report.
Future Investing

This Market Is Getting Bad, Quickly! | Tech Frenzy

11/5/2025, 12:02:02 AM
Open summary
Economic Summary
  • Government acceptance of cryptocurrency is expanding globally — countries cited include Japan, Canada, and Bhutan — and the speaker argues this regulatory shift (e.g., the referenced 'Clarity Act' progress) increases adoption and long-term utility.
  • The speaker argues that repeated calls of a crypto 'top' have been wrong across cycles; Bitcoin (BTC) in particular is viewed as cyclical rather than peaked, implying potential further upside if historical cycle patterns persist.
Bullish
  • Major governments are beginning to accept cryptocurrency, expanding institutional adoption
  • Bitcoin still shows distinct cycles and the speaker believes its utility has not topped
Bearish
  • Repeated declarations that cryptocurrency has peaked across multiple past cycles
  • Critics point to apparent market saturation as evidence the cycle may be topping
Future Investing

AMD Stock (+ SMCI, UPST, etc) Earnings Call | Q3 2025 Breakdown

11/4/2025, 8:03:44 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

If You Think Nvidia Stock is Done Running, Watch This...

11/4/2025, 5:05:15 PM
Open summary
Economic Summary
  • NVIDIA (NVDA) dominates the AI GPU market and management projects a much larger data-center opportunity (Jensen Huang cited $500B next six quarters vs. Street ~$380B), implying upside to consensus revenue and earnings.
  • Global cloud and AI capex is surging across providers (Google, Microsoft/Azure, AWS, Meta, Oracle), with large multi-year commitments (e.g., AWS/OpenAI $38B) and rapidly rising RPOs that drive demand for GPUs and systems.
  • Policy and geopolitics matter: a US-China trade deal or eased export rules could reopen a previously material China market for semiconductor sales, providing incremental upside to companies like NVDA that currently model China as ~0%.
  • Structural AI demand is expected to be multi-year (a suggested 10-year cycle), meaning sustained high CAGR in compute spending; this benefits both NVIDIA and competitors like AMD, and supports sustained capex growth across hyperscalers.
  • Risks to growth include power and real-estate limits for data centers, regulatory/export-control uncertainty, and the concentration risk of a single vendor supplying the majority of AI accelerators.
Bullish
  • NVIDIA (NVDA) stands to benefit if US-China trade/tariff changes restore Chinese demand, which historically contributed ~12–20% of revenue.
  • Huge, accelerating data-center and cloud capex (Google, Microsoft, Amazon, Meta) is driving outsized demand for AI GPUs.
  • Jensen Huang's political alignment and onshoring/manufacturing narrative are tailwinds for NVDA through favorable policy and data-center approvals.
  • AI is described as a multi-year, multi-decade build-out (a ~10-year cycle), implying sustained long-term demand for chips from NVDA and AMD.
  • Major customers and partners (OpenAI, Google, Meta, Microsoft, AWS) have huge compute commitments, creating a powerful 'picks and shovels' market for NVDA.
Bearish
  • Power constraints and data-center energy limits could throttle GPU deployment and slow revenue growth for NVIDIA (NVDA).
  • Regulatory, real estate, and export control risks could restrict sales or delay deployments in key regions.
  • Loss of China as a market (recently near 0% in forecasts) has already reduced revenue and could hamper near-term growth.
  • Extreme concentration in one company (NVDA >40% portfolio, 75% market share in some segments) raises downside if competition or share losses occur.
Future Investing

Shopify (SHOP, UBER, SPOT) Earnings Call | Q3 2025 Breakdown

11/4/2025, 12:33:36 PM
Open summary
Economic Summary
  • Toast and Uber announced a strategic partnership for US and Canada where brands using Toast will use Uber, implying increased routing of restaurant and merchant orders through Uber's network and potential revenue uplift for both companies.
  • There is growing optimism around Shopify's expansion into B2B and offline channels; as Shopify scales, Asian customers and non-US markets could become a substantial portion of total GMV, expanding its TAM and long-term growth runway.
  • Market sentiment may be fragile: commentators suggest some investors are overly concerned despite indications of a strong quarter, which could create short-term volatility unrelated to fundamentals.
Bullish
  • Toast and Uber announced a US/Canada strategic partnership, likely boosting order and logistics volume.
  • Shopify's B2B push could open a new large revenue stream beyond consumer merchants.
  • Shopify's offline and Asia expansion could materially expand total addressable market and GMV.
Bearish
  • Investors may be over-concerned and sell into what appears to be a strong quarter.
  • Some market participants still view Shopify as only a small-consumer play, limiting expectations.
Future Investing

Robinhood Stock Q3 Earnings Predictions | Tech Bros

11/4/2025, 2:27:55 AM
Open summary
Economic Summary
  • Pricing risk across domains like climate, COVID, health, the economy, and politics converts uncertainty into measurable inputs, enabling clearer decision-making and prioritization of responses.
  • Once risks are priced, they become transferable instruments that can be hedged or reallocated, allowing organizations and investors to manage exposure and improve resilience.
Bullish
  • Accurately pricing risk enables better decisions about how to manage exposures.
  • Priced risks can be transferred or hedged, improving resilience and capital allocation.
Bearish
  • If risks remain unpriced, decision-makers may take on hidden exposures leading to large unexpected losses.
  • Complex, cross-domain risks (climate, pandemic, politics) can be difficult to model accurately, undermining risk management.
Future Investing

New SoFi Report & Amazon Deals Signed | Tech Frenzy

11/3/2025, 11:34:39 PM
Open summary
Economic Summary
  • AI-driven compute demand is accelerating across cloud providers and chipmakers (NVIDIA, Microsoft, Amazon), with many multi‑billion dollar hardware and capacity deals that could materially expand revenue for semiconductor and cloud suppliers.
  • A thaw in U.S.-China trade/ export controls could reopen the large Chinese market to U.S. semiconductor firms, providing an immediate revenue upside if policy and implementation allow (benefits to NVDA, TSMC partners).
  • Retail fintech dynamics show strong user acquisition and conversion for SoFi and Chime: Chime led new checking openings and SoFi topped investment account conversion and win rates, implying stronger customer economics and cross-sell potential for both.
  • OpenAI's large forward compute commitments (discussed as ~$1.4–1.5 trillion of future commitments) create both growth opportunity and substantial financing/execution risk if revenue and compute economics don't scale as planned.
  • Crypto market weakness is pressuring crypto-linked equities (BMNR), but continued on‑chain activity and ETH burn dynamics were cited as a medium-term fundamental support for tokens and related holdings.
Bullish
  • NVIDIA is central to a broad AI buildout with massive multi-billion dollar deals across cloud and enterprise.
  • SoFi and Chime are winning new account openings and conversion metrics, signaling robust fintech user growth.
  • Easing U.S.-China semiconductor tensions could reopen a large revenue market for U.S. chipmakers.
  • Big tech (Amazon, Microsoft, Google, Meta) continue accelerating revenue and margin expansion after large infrastructure investments.
Bearish
  • Heavy forward compute and spending commitments at OpenAI raise financing and execution risk.
  • High valuations create downside risk if growth decelerates (e.g., Palantir, NVIDIA multiples).
  • Crypto weakness can pressure crypto-linked equities like BMNR.
  • Regulatory, power, and supply constraints could limit NVIDIA's expansion.
  • Market sentiment and short-term volatility driving indiscriminate sell-offs despite fundamental growth.
Future Investing

Palantir (PLTR, HIMS, GRAB) Earnings Call | Q3 2025 Breakdown

11/3/2025, 8:22:35 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

Time To Double Down On SoFi Stock? | Fintech Fridays

11/1/2025, 3:19:52 PM
Open summary
Economic Summary
  • SoFi (SOFI) is showing accelerating loan-platform growth (originations rose from ~$1B to ~$3.4B year-over-year), which underpins near-term revenue and margin improvement and increases odds of further profitability expansion.
  • Recent tax-law changes around R&D amortization can produce a one-time tax benefit or timing shift that may boost SoFi's reported fourth-quarter EPS by roughly four to six cents if elections are made.
  • A tentative US–China trade agreement addressing semiconductor restrictions, rare earths, and agricultural exports is being treated as strongly bullish by the hosts and is expected to lift market sentiment, particularly for semiconductor suppliers such as NVIDIA (NVDA).
  • S&P 500 inclusion remains a key structural catalyst for SoFi; inclusion would likely create substantial passive demand, but timing is uncertain (speakers gave December a ~30% chance, March higher).
  • Business banking is described as a multi-year, high-leverage opportunity for SoFi that could materially increase revenue per customer and act as a hedge in credit downturns, but it requires significant infrastructure and partnerships (payroll, payments, lending).
Bullish
  • SoFi (SOFI) reported strong results and rapidly growing loan platform originations, supporting future EPS expansion.
  • A US–China trade deal reducing semiconductor export frictions should benefit chip names like NVDA.
  • Business banking and small-business onboarding could materially increase customer lifetime value and diversify revenue for SoFi.
  • S&P 500 inclusion would trigger passive inflows and likely lift SoFi's share price significantly.
Bearish
  • SoFi may lack the infrastructure to onboard very large member inflows quickly.
  • S&P 500 inclusion timing is uncertain and could be delayed past December.
  • Business banking rollout likely slow, complex, and dependent on third-party integrations.
  • Stablecoin and crypto initiatives face regulatory and timing risks.
Future Investing

SoFi Showing Better Than Expected Growth AGAIN | Tech Frenzy

11/1/2025, 12:02:27 AM
Open summary
Economic Summary
  • SoFi (SOFI) saw partner-driven demand when Galileo-powered Southwest debit card launch forced capacity to be quadrupled overnight, implying strong B2B distribution and potential replication across airlines and loyalty programs.
  • SoFi Invest user growth is accelerating: ~94.6k accounts opened in October and 181k in Q3, supporting expansion of products (crypto, options, AI ETF) and potential materially larger invest AUM and revenue.
  • Federal Reserve expectations shifted after Jerome Powell's remarks: probability of a December rate cut fell from ~97% to ~69.8%, creating short-term market volatility and affecting rate-sensitive stocks.
  • Payments industry secular trend toward cashless transactions increases total addressable market; Shift4 (FOUR) is processing sizable volumes (~$50B cited) and pursuing international/unified commerce growth.
  • Valuation dynamics across mega-cap tech: Meta (META) has compressed to a lower forward PE (~21.8–26x range discussed) making it relatively cheaper versus peers, while Alphabet (GOOGL) has moved to higher forward multiples due to consistent strong results.
Bullish
  • Galileo-powered Southwest debit card launch massively exceeded expectations, signalling enterprise sales momentum for SoFi (SOFI).
  • SoFi added ~94.6k Invest accounts in October and 181k in Q3, indicating strong user acquisition tailwinds.
  • Payments secular shift to cashless benefits Shift4 (FOUR) with growing payment volume and large TAM.
  • Meta (META) looks cheaper on forward PE and benefits from AI strengthening advertising monetization.
  • NVIDIA (NVDA) expected to continue fastest revenue and valuation-led growth among mega-cap tech names.
Bearish
  • Market jitters and lower odds of a December Fed rate cut have weighed on tech and financial stocks.
  • Free cash flow metrics misinterpreted for banks like SoFi can fuel negative narratives despite accounting reasons.
  • Acquisition and integration risks at Shift4 could create operational headaches and pressure margins.
  • High valuations or 'price for perfection' concerns (e.g., Tesla) make some names vulnerable to drawdowns.
Future Investing

Amazon Earnings BEATS, Reddit & Coinbase Follow! | Tech Frenzy

10/30/2025, 10:42:23 PM
Open summary
Economic Summary
  • Amazon (AMZN) reported AWS growth around 20% year-over-year with improving AWS operating margin (~34.6%), a $200B-ish backlog and plans to double AWS capacity by 2027, implying sustained cloud-driven revenue and capex intensity that benefits infrastructure and chip suppliers.
  • Big tech capex is materially increasing (Amazon alone ~ $35B capex cited), which supports strong demand for data-center chips and GPUs, benefiting NVIDIA (NVDA) and potentially AMD (AMD) if it converts partner deals into revenue.
  • Reddit showed strong monetization: advertising growth ~74% YoY, international revenue growth (~74%), rising ARPU (US and international), and user growth, indicating an improving ad business and higher monetization per user (ticker: REDDIT).
  • Coinbase (COIN) saw large institutional trading volumes and substantial assets on platform with record stablecoin and staking-related revenue streams, though institutional take rates are far lower than consumer take rates, compressing transaction margins.
  • BMNR is effectively a vehicle holding and buying Ethereum; its equity value tracks ETH price and will suffer in a crypto downturn, but could benefit significantly if ETH appreciates and staking/monetization ramps.
Bullish
  • AMZN: AWS reacceleration driving revenue, margins, and backlog growth
  • REDDIT: strong ad revenue (high double-digits) and rising ARPU/user engagement
  • NVDA: continued demand for AI chips from cloud and capex spending
  • COIN: rising institutional revenue and assets under custody boosting fees
Bearish
  • BMNR is highly sensitive to Ethereum price declines; equity could fall with ETH
  • AMD must convert partnerships into real revenue or face downside pressure
  • Overreactions around mega-cap earnings can reverse quickly after initial moves
  • Reddit's momentum could stall if ad monetization or user growth slows
Future Investing

Amazon (AMZN, AAPL, RDDT) Earnings Call | Q3 2025 Breakdown

10/30/2025, 7:11:38 PM
Open summary
Economic Summary
  • Amazon reported Q3 revenue of $180.2 billion, up 12% year-over-year ex-FX; operating income was $17.4 billion but would have exceeded $21 billion excluding a $2.5 billion FTC settlement and $1.8 billion severance, and trailing 12‑month free cash flow was $14.8 billion.
  • AWS growth reaccelerated to 20.2% year-over-year (largest rate in 11 quarters) on a large ~$132 billion annualized run rate, signaling meaningful incremental revenue at scale and strong demand for cloud and AI workloads (AMZN).
  • AWS backlog grew to $200 billion at quarter end and excludes October unannounced deals that together exceed Q3 deal volume, indicating near-term revenue visibility and momentum driven by AWS's broad functionality, security, and operational performance.
Bullish
  • AWS reaccelerated to 20.2% year-over-year growth.
  • $200B AWS backlog plus October deals implies strong future revenue visibility.
  • AWS has broadest services and Gartner leadership, driving AI and core workload migration.
Bearish
  • FTC settlement ($2.5B) and $1.8B severance reduced reported operating income.
  • Very large revenue base makes sustaining high percentage growth difficult.
  • Intense competition in cloud could pressure share gains and margins.
Future Investing

The TRUTH About SoFi Stock Earnings (Investors Missed This)

10/30/2025, 7:04:54 PM
Open summary
Economic Summary
  • SOFI delivered a Q3 2025 triple beat versus guidance: revenue beat ~11.8%, adjusted EBITDA beat ~23%, and net income beat nearly 40%, with EPS guidance raised from $0.31 to $0.37.
  • The business mix is shifting: financial services now posts higher margins than lending for the first time, contribution profit accounts for over 50% of contribution, and fee-based services have become the most profitable segment.
  • 2025 guidance was raised across the board, including member growth guidance of at least 3.5 million (~34% y/y) and company-wide targets implying ~36% revenue growth for full-year 2025.
  • Capital position: total risk-based capital ratio is ~20.2%, implying room to scale the loan book ~6–7x and the ability to reduce the ratio toward ~15% without major concern, supporting accelerated lending-driven revenue expansion.
  • Loan quality and platform scale: net charge-offs improved across home, student, and personal loans; loan-platform originations rose from ~$1B to ~$3.4B quarterly YoY, take rate increased to ~4.32%, and recent personal-loan sales showed a 106.4% gain-on-sale, suggesting market demand above SoFi's internal fair-value marks.
Bullish
  • Consistent triple beats on revenue, EBITDA, and net income.
  • Financial services now highest-margin segment, improving profitability.
  • Loan-platform originations grew 3.4x year-over-year, scaling fee revenue.
  • High risk-based capital (20.2%) enables multiple-fold loan book growth capacity.
Bearish
  • Raising fair-value marks for loans could be artificial; reversals would hit revenue and earnings.
  • Share dilution boosted tangible book value, potentially pressuring per-share economics.
  • Dependence on loan sales and external buyers could weaken if market demand softens.
Future Investing

Big Tech Earnings Are HERE, What I'm Buying | Tech Frenzy

10/29/2025, 11:52:45 PM
Open summary
Economic Summary
  • The speaker argues Apple (AAPL) should be chosen over big-box retailers like Costco (COST) and Walmart (WMT), implying Apple warrants a higher valuation than those retailers.
  • Costco (COST) is viewed as overvalued and vulnerable because Amazon (AMZN) moving into big-box retail could erode Costco's membership-based business model and foot traffic.
  • Consumer time and convenience matter: an average Costco trip is estimated at ~40 minutes roundtrip (20 minutes each way), which may reduce consumer willingness to shop there and favor closer alternatives.
Bullish
  • Pick Apple over Costco or Walmart.
  • Amazon entering big-box retail is a growth opportunity.
Bearish
  • Costco is overpriced and 'disgusting'—valuation appears unjustified.
  • Amazon entering big-box retail could kill Costco memberships.
  • Walmart is a worse pick than Apple.
Future Investing

Google (GOOGL, MSFT, META) Earnings Call | Q3 2025 Breakdown

10/29/2025, 7:28:50 PM
Open summary
Economic Summary
  • The company is expanding agentic AI into shopping with a visual, conversational shopping mode and agentic checkout, aiming to improve conversion and merchant experiences; a PayPal (PYPL) partnership helps merchants build agentic commerce.
  • An open protocol for agent-to-agent transactions is being developed to enable seamless commerce between agents, potentially lowering friction and creating new revenue channels for merchants and platforms.
  • Waymo is expected to scale notably in 2026, and combining Gemini's multimodal capabilities with services like YouTube could materially enhance in-car user experiences and create new monetization opportunities for platform owners.
Bullish
  • Agentic AI makes shopping conversational and visual, boosting engagement.
  • PayPal partnership accelerates merchant adoption of agentic commerce.
  • Waymo scaling plus Gemini multimodal could improve in-car experiences in 2026.
Bearish
  • Merchant adoption of agentic checkout may be slow due to integration complexity.
  • Waymo commercialization timeline uncertain despite scaling plans for 2026.
  • In-car AI features risk privacy, regulatory, and user-acceptance hurdles.
Future Investing

SoFi Stock Huge Earnings Review & Nvidia $200 Update | Tech Frenzy

10/28/2025, 9:55:24 PM
Open summary
Economic Summary
  • SoFi (SOFI) reported a beat with 35% member growth, ~38% revenue growth, record deposits (~$33B) and raised 2025 guidance, implying stronger-than-expected consumer fintech traction and improved profitability (28.8% adjusted EBITDA margin).
  • SoFi is diversifying away from lending: non-lending revenue rose, cross-sell improved (~40% cross-buy record), and management is launching crypto custody, a stablecoin, SoFi Pay rails, and a premium Smart Card — expanding addressable market and fee opportunities.
  • SoFi's technology platform has low contribution margins (declined toward ~28%), while core financial services and lending maintain higher margins (~53–54%), highlighting concentration of profitability risk within product segments.
  • NVIDIA (NVDA) signaled enormous AI demand: Jensen Huang referenced roughly $500 billion of potential deals over the next six quarters, driving upward valuation bets but also creating concentration and geopolitical exposure (China export controls).
  • Two simultaneous tech supercycles noted: AI and blockchain. Examples include PayPal+OpenAI payments integration and SoFi building blockchain rails for cross-border pay, implying disruption and new payment rails development.
Bullish
  • SoFi delivered strong member, product, deposit, and revenue growth with improved profitability.
  • NVIDIA is seeing massive enterprise demand and guidance comments implying huge near-term AI revenue potential.
  • SoFi expanding products (crypto custody, stablecoin, SoFi Pay, Smart Card) broadens revenue streams and cross-sell.
  • NVIDIA strategic investments and partnerships (including a $1B Nokia investment) reinforce its AI ecosystem leadership.
Bearish
  • SoFi's technology platform has compressed contribution margins, posing profitability risk if financial services growth slows.
  • NVIDIA faces export/China restrictions risk that could limit addressable market and future revenue.
  • AI startup bubble risk: quick prototyping can replicate or outperform small AI companies, threatening valuations.
  • Macro downside (recession or job losses) could reduce consumer demand and hurt fintech loan products like SOFI.
Future Investing

Visa (V) Stock Earnings Call | Q3* 2025 Breakdown

10/28/2025, 6:58:24 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

NVIDIA GTC 2025 LIVE | Jensen Huang Keynote

10/28/2025, 2:55:32 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

NVIDIA GTC 2025 LIVE | Jensen Huang Keynote

10/28/2025, 1:56:12 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

SoFi Earnings, Rate Cuts & Trade Deals... OMG | Tech Bros

10/27/2025, 10:52:54 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

Twas The Night Before SoFi Stock Earnings | Tech Frenzy

10/27/2025, 10:21:12 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

SOFI Stock Earnings Call LIVE | Q3 2025 Breakdown

10/27/2025, 9:22:58 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

Tom Lee STUNS With New S&P500 Price Target

10/27/2025, 7:20:03 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

HUGE Stock Earnings Week, Here's What To Expect | Tech Frenzy

10/26/2025, 10:28:58 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

5 Reasons BMNR Stock Could Take Off Any Moment!

10/25/2025, 6:24:15 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

Wallstreet RAISES Earnings Expectations | Tech Frenzy

10/24/2025, 10:14:49 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

SoFi Stock Earnings Predictions | Fintech Fridays

10/24/2025, 9:29:22 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

SoFi Stock Predictions ARE IN | Tech Frenzy

10/23/2025, 10:43:41 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

SoFi Stock Just Got Proof the Bears Are DEAD Wrong!

10/23/2025, 8:32:21 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

SoFi & BMNR Selling Off On Good News... WTF | Tech Frenzy

10/23/2025, 1:55:31 AM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

Tesla Stock (TSLA) Earnings Call | Q3 2025 Breakdown

10/22/2025, 10:54:35 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

If You Missed SoFi Stock Early, Don’t Miss This…

10/22/2025, 5:54:24 PM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

SOFI JOB HIRING SPREE & Amazon Robots Replacing Jobs | Tech Frenzy

10/22/2025, 12:53:01 AM
Open summary
Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

SoFi Stock's Earnings Are About To SKYROCKET! (& NEW Price Target)

10/21/2025, 5:48:00 PM
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Bullish

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Future Investing

SOFI Analysts Turns Bullish, BMNR Buys AGAIN! | Tech Frenzy

10/21/2025, 1:02:53 AM
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Bullish

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Future Investing

Tom Lee Goes ALL IN on ETH Under $4,000... All or Nothing

10/20/2025, 3:38:06 PM
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Bullish

No bullish cases captured.

Bearish

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Future Investing

How to Play SoFi Stock Earnings Beat | Fintech Fridays

10/18/2025, 3:21:50 AM
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Bullish

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Future Investing

SoFi Stock Selling Off Before Earnings... | Tech Frenzy

10/18/2025, 1:41:59 AM
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Bullish

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Bearish

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Future Investing

Data Suggests a MILLION New Members On SoFi Stock?!

10/17/2025, 1:23:34 AM
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Bullish

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Bearish

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Future Investing

SoFi Stock Getting Pulled Down On Bad Reports... | Tech Frenzy

10/17/2025, 12:02:46 AM
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Bullish

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Bearish

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Future Investing

Michael Saylor ENDORSED Tom Lee & BMNR New $90 Price Target

10/16/2025, 6:30:20 PM
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Bullish

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Bearish

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Future Investing

SoFi Stock Q3 Earnings Estimates Just Jumped Up 50%! WTF

10/9/2025, 10:15:17 PM
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Bullish

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Bearish

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Future Investing

SOFI's New Tech Stack & BMNR Short Report | Tech Frenzy

10/9/2025, 12:31:21 AM
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Bullish

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Bearish

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Future Investing

What Happens When BMNR Stock Hits 5% Ethereum?

10/8/2025, 8:00:19 PM
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Bullish

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Bearish

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Future Investing

New BMNR Institutional Buyers & SoFi Website Traffic | Tech Frenzy

10/8/2025, 2:09:05 AM
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Bullish

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Bearish

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Future Investing

Trump's Loan Plan Will Change EVERYTHING for SoFi Stock!

10/7/2025, 9:59:19 PM
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Bullish

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Bearish

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Future Investing

Crypto Is Primed To Head Higher | Tech Bros

10/7/2025, 3:05:15 AM
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Bullish

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Bearish

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Future Investing

SoFi Launching Crypto, BMNR Buys More, AMD Deal | Tech Frenzy

10/7/2025, 12:46:45 AM
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Bullish

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Bearish

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Future Investing

Tom Lee's New BMNR Stock Price Target (& Buys More ETH!)

10/6/2025, 5:50:46 PM
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Bullish

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Bearish

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Future Investing

SoFi Stock Is UNDER ATTACK! (More BS Data & Lies)

10/4/2025, 7:03:36 PM
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Bullish

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Bearish

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Future Investing

HOOD Hits New Highs, SOFI Falls... What Now? | Fintech Friday

10/4/2025, 3:26:01 AM
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Bullish

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Bearish

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Future Investing

The Next Best Growth Stock... Buy Now? | Tech Frenzy

10/4/2025, 1:49:07 AM
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Bullish

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Future Investing

MARKETS ARE RIPPING, Time To Take Profit? | Tech Frenzy

10/3/2025, 1:08:09 AM
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Bullish

No bullish cases captured.

Bearish

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Future Investing

Why I’m LOADING UP on BMNR Stock Right Now

10/2/2025, 8:19:27 PM
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Bullish

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Bearish

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Future Investing

Too Early For SOFI & BMNR Dip Buying? | Tech Frenzy

10/2/2025, 12:43:03 AM
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Bullish

No bullish cases captured.

Bearish

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Future Investing

SOFI Stock Crashing On Wall Street's FAKE LOAN DATA!

10/1/2025, 6:02:52 PM
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Bullish

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Bearish

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Future Investing

SOFI L1 OPTIONS, NU COMING TO US, HOOD GOES GLOBAL | Tech Frenzy

10/1/2025, 12:55:18 AM
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Bullish

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Bearish

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Future Investing

I'm HEAVILY Buying BMNR Stock - Here's Why

9/30/2025, 12:00:17 PM
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Bullish

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Bearish

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Future Investing

NEW Robinhood September Data Released! | Tech Bros

9/30/2025, 2:58:29 AM
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Bullish

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Bearish

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Future Investing

Great Fintech Data Across The Board! Kinda... | Tech Frenzy

9/30/2025, 12:57:02 AM
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Bullish

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Bearish

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Future Investing

When Will SOFI Stock Reach $30 Again | Fintech Saturdays

9/28/2025, 1:17:57 AM
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Bullish

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Bearish

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Future Investing

Analysts Overlook This Multibagger Growth Stock | Tech Frenzy

9/27/2025, 12:47:25 AM
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Bullish

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Bearish

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Future Investing

Big Tech Stocks Continues To Surprise | Tech Frenzy

9/26/2025, 2:16:08 AM
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Bullish

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Bearish

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Future Investing

Analysts are WRONG about SoFi! My 2026 Predictions

9/25/2025, 5:42:05 PM
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Bullish

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Bearish

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Future Investing

New Reports Show Big Growth From Fintech Giants | Tech Frenzy

9/25/2025, 2:21:15 AM
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Bullish

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Bearish

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Future Investing

Crypto Adoption Looks Primed To Explode | Tech Frenzy

9/24/2025, 12:57:07 AM
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Bullish

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Bearish

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Future Investing

Noto Just TIPPED his Hand! SoFi is Launching THIS Soon!

9/23/2025, 7:40:05 PM
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Bullish

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Bearish

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Future Investing

Nvidia's x OpenAI Deal, A Sign To Sell AI Stocks? | Tech Bros

9/23/2025, 2:47:53 AM
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Bullish

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Future Investing

SOFI Hits $30, BMNR Tanks, NVDA Invests In OpenAI | Tech Frenzy

9/23/2025, 1:08:57 AM
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Bullish

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Bearish

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Future Investing

Nvidia Just Signed The Largest AI Deal In History!

9/22/2025, 7:00:08 PM
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Bullish

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Bearish

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Future Investing

SoFi Stock Ready For $30 Tomorrow | Fintech Sunday

9/22/2025, 12:12:18 AM
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Bullish

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Bearish

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Future Investing

SOFI STOCK HITS NEW ALL TIME HIGHS | Tech Frenzy

9/18/2025, 7:19:25 PM
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Bullish

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Bearish

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Future Investing

Rate Cuts, SOFI Stock & META CONNECT 2025 | Tech Frenzy

9/18/2025, 1:19:59 AM
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Bullish

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Bearish

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Future Investing

The BEST Setup for SoFi Stock Yet (Don’t Miss This)

9/17/2025, 9:07:15 PM
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Bullish

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Bearish

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Future Investing

Fed Rates Are Cutting, What You Need To Know | Tech Frenzy

9/17/2025, 2:02:31 AM
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Bullish

No bullish cases captured.

Bearish

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Future Investing

Duolingo Stock Product Event - Duocon 2025 LIVE

9/16/2025, 5:01:30 PM
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Bullish

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Bearish

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Future Investing

HOOD Summit 2025, Best & Worst Parts | Tech Bros

9/16/2025, 2:48:07 AM
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Bullish

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Bearish

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Future Investing

THE MARKET IS LOVING SOFI STOCK | Market Close

9/15/2025, 9:43:24 PM
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Bullish

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Bearish

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Future Investing

Talking BMNR, NVDA, SOFI & MORE | Feat. Steven Fiorillo

9/15/2025, 3:17:59 AM
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Bullish

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Bearish

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Future Investing

I Am Buying This New Stock On Monday | Tech Frenzy

9/14/2025, 6:59:37 PM
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Bullish

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Bearish

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Future Investing

New Data Shows Red Flags For Growth? & HOOD Summit | Tech Frenzy

9/13/2025, 1:20:36 AM
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Bullish

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Bearish

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Future Investing

The Stocks Worth Buying In This Market | Tech Frenzy

10/16/2025, 12:30:45 AM
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Bullish

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Bearish

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Future Investing

SoFi Just Went Full HYPER GROWTH! (Wall Street’s Still Lost!)

10/15/2025, 1:01:11 PM
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Bullish

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Bearish

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Future Investing

BANK EARNINGS, TOKENIZATION, & AI 'ADULT' MODE | Tech Frenzy

10/15/2025, 1:12:56 AM
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Bullish

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Bearish

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Future Investing

Can We Trust This Stock Market Recovery? | Tech Bros

10/14/2025, 2:57:57 AM
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Bullish

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Bearish

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Future Investing

Tech Cycle Continues, Crypto & AI | Tech Frenzy

10/14/2025, 12:58:58 AM
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Bullish

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Bearish

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Future Investing

Tom Lee's BMNR Just Made Its BIGGEST ETH Buy Yet!

10/13/2025, 5:21:04 PM
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Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

BMNR Just Went ALL-IN After Tom Lee’s ETH Prediction

10/12/2025, 1:22:02 PM
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Bullish

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Bearish

No bearish cases captured.

Future Investing

Buy The Dip Or Wait For More Selling? | Fintech Friday

10/11/2025, 3:43:31 AM
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Bullish

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Bearish

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Future Investing

DID CHINA TARIFFS JUST KILL TECH & CRYPTO... | Tech Frenzy

10/11/2025, 12:46:48 AM
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Bullish

No bullish cases captured.

Bearish

No bearish cases captured.

Future Investing

AI IS NOT SLOWING DOWN, IS IT A BUBBLE? | Tech Frenzy

10/10/2025, 2:05:25 AM
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Bullish

No bullish cases captured.

Bearish

No bearish cases captured.